Vacant lots in partially built communities are currently abundant.  In many situations they are bank owned due to foreclosure.  The banks mainly want to sell blocks of lots to one builder versus breaking the lots up and selling them to multiple builders.  I suspect for easier accountability and less liability.  Although, it is worth your effort to inquire with the bank on opportunity to build on one single lot.  The proper presentation could get your foot in the door.  Selecting the right caliber builder and proving your investment in a quality house plan could interest them in selling you a lot.  These abundant available lots will likely come at a reduced cost.  

If you are not interested in a established community lot, you can research available lots yourself.  If that becomes to large of an undertaking a sales agent will be able to help you best.  They have the contacts, counterparts, and search engines to make the process all the easier.  Of course you will pay for the services, so you need to weigh the value.

Your savings on a foreclosed lot could set you in the right direction for that desired additional square footage or more affordable mortgage.  You may also find you can move into a more favorable location with a foreclosure opportunity.

JR

JR McDowell Homes, LLC